Sage Sole Trader & Landlord Free
Check Sage Sole Trader Free’s one-bank-account and five-invoice limits, manual receipts, income support and paid-plan alternatives.
When might I outgrow the free plan?
Sage lists one connected bank account, manual receipts and five sales invoices per month on Free. Check those limits against your regular work.
- Both versions are marketed for non-VAT-registered sole traders. Paying does not add VAT support to this product.
- For foreign property, check another product: the retained HMRC listings show no foreign-property support.
Selection notes checked 30 October 2026: Sage Free and paid features · HMRC listing (retained 24 October). Product descriptions, not hands-on tests.
Price snapshot
Free
Free option: Completely free. Includes MTD, 1 bank account, manual receipts, the mobile app and 5 sales invoices a month.
Sole Trader Free | Free | Completely free, no billing. | Record landlord income and expenses Making Tax Digital ready ... Connect 1 bank account ... Create and send 5 sales invoices per month
Read on the vendor’s pricing page or FAQ on 26 October 2026. Prices change and offers end; the vendor's page is the final word. How we check prices.
What it covers for MTD
| Self-employment | Yes |
|---|---|
| UK property | Yes |
| Foreign property | No |
| How you keep records | In the software |
| Quarterly updates | Yes |
| Submits your tax return | Yes |
| Standard and calendar update periods | Ready now / Ready now |
| Accountant access | Ready now |
| Also does MTD for VAT | Not included |
| HMRC Assist (submission feedback) | Not included |
| Listed access and operating systems | Web browser and Installed app (Windows, macOS, Linux, iOS, Android). Check the provider’s device requirements. |
Other parts of your tax return
The product that submits your tax return must cover that whole return, including income outside your business. You can use different products for separate submissions, but each individual submission must go through one product. Confirm this with the provider before choosing.
| A job (PAYE income) | In development |
|---|---|
| UK savings interest | In development |
| UK dividends | In development |
| State Pension | In development |
| Private pension income | In development |
| Partnership income | Not included |
| Construction Industry Scheme (CIS) | In development |
| Capital gains | In development |
| Pension contributions | In development |
| Gift Aid donations | In development |
| Student loan repayments | In development |
| High Income Child Benefit Charge | In development |
| Marriage Allowance | In development |
| Voluntary Class 2 National Insurance | In development |
| Foreign dividends | In development |
| Foreign interest | In development |
Promised, not ready yet: A job (PAYE income), UK savings interest, UK dividends, State Pension, Private pension income, Construction Industry Scheme (CIS), Capital gains, Pension contributions, Gift Aid donations, Student loan repayments, High Income Child Benefit Charge, Marriage Allowance, Voluntary Class 2 National Insurance, Foreign dividends, Foreign interest.
Not included: Partnership income.
Accessibility support listed with HMRC
- Sight loss: Not included
- Hearing loss: Not included
- Physical difficulties: Not included
- Cognitive impairments: Not included
Features from HMRC's listing for Sage Sole Trader & Landlord Free, captured 24 October 2026. "In development" means the vendor has promised it for the 2026 to 2027 tax return.
Visit Sage Sole Trader & Landlord Free (opens in new tab)Back to all software
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